We hope that by knowing just a little more about what we do and why it matters, you might consider referring Optimal to your friends, clients or colleagues who manage businesses or nonprofits.
Optimal serves businesses, nonprofits and municipalities by reducing the costs of receiving and processing credit card payments, and by making this process easier and more transparent. This allows them to better use their time and money to build their organizations and serve others.
Payment Processing 101
Every time an organization processes a credit card payment they pay 2-3.5% in fees. Some of these fees are negotiable, others aren’t.
Several companies take a piece of the pie
Credit card companies and the banks that issue their cards, set and charge fees called “interchange rates”. These fees are not negotiable.
Payment Processors confirm funds are available and make deposits into the merchant’s bank account. Processors’ fees vary widely and can often be reduced.
Reducing Processing fees
Optimal reduces processing costs by lowering rates and using best-practices to eliminate unnecessary fees, chargebacks and downgrades.
We make lowering fees easy
Optimal represents most major credit card processors and we can typically lower our clients’ fees without needing to change processors. We simply become their new agents.
Optimal Referrals – Everyone Benefits
$10,000 in new savings for an organization with a 5% pre-tax profit margin, is like adding $200,000 in new revenues. Almost all our clients are referred to us, many by Consultants, Bookkeepers and Accounting companies. They refer us because they understand how important cashflow and netprofit is to the health and valuation of a business.
Referral Commissions
Referral fees range from 10% to 20% and are based on a percentage of revenue paid to Optimal.
Referral compensation is optional. We have a give-back program where we will donate 10 – 20% of any revenue we receive to a nonprofit of your choice.
Commissions are residual, paid monthly and are paid for the lifetime of the contract.
Referral Fees
Simple Referral – 10% of collected net revenue will be paid for a simple introduction to a potential new client regarding Optimal solutions or services.
Managed Referral – 15% of collected net revenue will be paid for arranging a meeting or call between a potential new client and Optimal, with the intent of discussing Optimal’s’ solutions or services.
Advisor Referral – 20% (twenty percent) of collected net revenue will be paid in special instances where Partner is engaged with client as an advisor or consultant and recommends Optimal.
Revenue Model
Optimal’s revenue model is based on creating long-term residual income. We make a small piece of every transaction – 7/24/365. All of our payment processing solutions provide ongoing monthly income. Our model is scalable and has “unlimited” earning potential.
Consider this: It would take $2.5M in the bank @ 3% interest to earn $7,500 in monthly income. For most people, that isn’t realistic. With Optimal, any committed, competent person can do it, it is just a matter of time and effort.
Who We Are
Optimal is a trustworthy team of like-minded men and women, dedicated to helping our business, municipality and nonprofit clients have more for their mission.
We are a “cause-based” company, committed to serving those who are serving others and following the Golden Rule.
We take a professional, consultative approach, and offer an array of integrated, best-in-class payment solutions that help our clients increase net-profits and save time.
Our Vision
Our hope is to become the premiere payment solution provider for e-Commerce, B2B and Nonprofits in Southern California. We are happy to serve clients nationally, but our primary focus is local. We are about relationships and most of our clients have and will continue to come from referrals. We consider ourselves to be professional services providers and have no desire to use call-centers, email blasts or mass-marketing. If we take care of our clients, the referrals we receive and relationships we build will provide more than enough reward for each of our team members to have satisfying and abundant work lives.
Join Us
If you’d like to consider becoming an Optimal Referral Partner, please click on the button above. Let’s do some good together!