Interchange

Interchange System

The exchange of information, transaction data and money among banks. Interchange systems are managed by Visa and MasterCard associations and are very standardized so banks and merchants worldwide can use them.

Interchange Fees (“Interchange”)

A fee paid by the acquiring bank/merchant bank to the card-issuing bank. The fee compensates the issuer for the time after settlement with the acquiring bank/merchant bank and before it recoups the settlement value from the cardholder. The MasterCard and Visa card associations regulate these fees.

There are several rate categories and fees based on the card type, how the the card was processed, volume and business type. The primary criteria for setting the fees is based on risk. For example, CP (card present) transactions have a lower risk factor than CNP (card not present) transactions. Likewise, certain business types are considered to be lower risk than others. Various card types, such as rewards cards also have higher interchange fees. PIN based debit cards would have the lowest fees. The total fees consist of a percentage fee plus a per transaction fee.

Below are the current Visa and MasterCard Interchange Fees:

VISA INTERCHANGE APRIL 2015
CPS Retail Credit
1.51%
$0.10
Chip Full Data
1.10%
CPS Retail Debit
0.80%
$0.15
Chip Full Data-Visa Electron
1.10%
U.S. Regulated
0.05%
$0.22
Chip Full Data with PIN
1.10%
CPS/Retail Prepaid
1.15%
$0.15
Chip Full Data with PIN-Visa Electron
1.10%
CPS Small Ticket Credit
1.65%
$0.04
CPS/Passenger Transport Card Present-Credit
1.70%
$0.10
CPS Small Ticket Debit
1.55%
$0.04
CPS Pass Transport 1 Credit
1.70%
$0.10
CPS/Small Ticket Prepaid
1.60%
$0.05
CPS/Passenger Transport Card Present-Debit
1.19%
$0.10
CPS/Small Ticket Regulated
0.05%
$0.22
CPS Pass Transport 1 Debit
1.70%
$0.15
CPS Rewards 1
1.65%
$0.10
CPS/Passenger Transport Card Present-Prepaid
1.15%
$0.15
CPS Rewards 2
1.95%
$0.10
CPS/Passenger Transport Card Not Present-Credit
1.70%
$0.10
CPS Retail Key Entry Credit
1.80%
$0.10
CPS/Passenger Transport Card Not Present-Debit
1.70%
$0.15
CPS Retail Key Entry Debit
1.65%
$0.15
CPS/Passenger Transport Card Not Present-Prepaid
1.75%
$0.20
CPS/Retail Key Entry Prepaid
1.75%
$0.20
CPS Pass Trans E-com Credit
1.70%
$0.10
CPS Retail 2/Emg Market Credit
1.43%
$0.05
CPS Pass Trans E-Commerce Debit
1.60%
$0.15
CPS Retail 2/Emg Market Debit
0.65%
$0.15
CPS/E-Comm Preferred Passenger Transport Prepaid
1.75%
$0.20
CPS/Retail 2 Debit Cap
0.00%
$2.00
CPS Service Station Credit
1.15%
$0.25
CPS/Retail 2 Prepaid
0.65%
$0.15
CPS/Retail Service Station Credit Cap
0.00%
$1.10
CPS/Retail 2 Prepaid Cap
0.00%
$2.00
CPS Service Station Debit
0.80%
$0.15
EIRF Credit
2.30%
$0.10
CPS/Retail Service Station Debit Cap
0.00%
$0.95
EIRF Debit
1.75%
$0.20
CPS/Retail Service Station Prepaid
1.15%
$0.15
Electronic Debit Cap
0.00%
$0.95
CPS/Retail Service Station Prepaid Cap
0.00%
$0.95
Electronic Prepaid
1.80%
$0.20
CPS Auto Fuel Dispenser Credit
1.15%
$0.25
CPS Card Not Present Credit
1.80%
$0.10
CPS/Automated Fuel Dispenser Credit Cap
0.00%
$1.10
CPS Card Not Present Debit
1.65%
$0.15
CPS Auto Fuel Dispenser Debit
0.80%
$0.15
CPS/ Card Not Present Prepaid
1.75%
$0.20
CPS/AFD Debit Cap
0.00%
$0.95
CPS E-Commerce Basic Credit
1.80%
$0.10
CPS/Automated Fuel Dispenser Prepaid
1.15%
$0.15
CPS E-Commerce Basic Debit
1.65%
$0.15
CPS/Automated Fuel Dispenser Prepaid Cap
0.00%
$0.95
CPS/E-Commerce – Basic Prepaid
1.75%
$0.20
Electronic Credit
0.00%
$1.10
CPS E-Commerce Preferred Credit
1.80%
$0.10
Electronic Prepaid Fuel
1.80%
$0.20
CPS E-Commerce Preferred Debit
1.60%
$0.15
Electronic Prepaid Fuel Cap
0.00%
$0.95
CPS/E-Commerce – Preferred Prepaid
1.75%
$0.20
US VSP Fuel
1.15%
$0.25
Domestic Sales Credit
2.70%
$0.10
Visa Signature Preferred Fuel
0.00%
$1.10
Domestic Sales Debit
1.90%
$0.25
Utility Credit
0.00%
$0.75
Standard Prepaid
1.90%
$0.25
Utility Debit
0.005
$0.65
CPS Charity CR
1.35%
$0.05
Utility – Business Card
0.005
$1.50
CPS Restaurant Credit
1.54%
$0.10
Visa Utility Business Debit and Prepaid
0.00%
$1.50
CPS Restaurant Debit
1.19%
$0.10
CPS Hotel CP Credit
1.54%
$0.10
CPS/Restaurant Prepaid
1.15%
$0.15
CPS Hotel CP Debit
1.19%
$0.10
Interregional Regulated Debit
0.05%
$0.22
CPS Car Rental CP Credit
1.54%
$0.10
SIP Credit Supermarket
1.22%
$0.05
CPS Car Rental CP Debit
1.19%
$0.10
CPS Supermarket Debit
0.00%
$0.30
CPS/Hotel Card Present Prepaid
1.15%
$0.15
CPS Supermarket Debit Cap
0.00%
$0.30
CPS/Car Rental Card Present Prepaid
1.15%
$0.15
1
VISA INTERCHANGE APRIL 2015
CPS/ Supermarket Prepaid
1.15%
$0.15
CPS/Hotel Card Not Present Prepaid
1.75%
$0.20
CPS/ Supermarket Prepaid Cap
0.00%
$0.35
CPS/Car Rental Card Not Present Prepaid
1.75%
$0.20
CPS/E-Commerce Preferred – Hotel Prepaid
1.75%
$0.20
Business Standard T&E
2.95%
$0.20
CPS Car E-Commerce CP Debit
1.70%
$0.15
Corporate Standard – T&E
2.95%
$0.10
CPS/E-Commerce Preferred -Car Rental Prepaid
1.75%
$0.20
Purchasing Standard – T&E
2.95%
$0.10
CPS Hotel CNP Credit
1.54%
$0.10
Signature Preferred – Retail
2.10%
$0.10
CPS Car Rental CNP Credit
1.54%
$0.10
Signature Preferred – Card Not Pres
2.40%
$0.10
CPS Hotel E-Commerce – Credit
1.54%
$0.10
Signature Preferred – B2B
2.10%
$0.10
CPS Hotel E-Commerce CP Debit
1.70%
$0.15
Signature Preferred – Electronic T&E
2.40%
$0.10
CPS Car Rental E-com – Credit
1.54%
$0.10
Signature Preferred – Stnd non T&E
2.95%
$0.10
CPS Hotel CNP Debit
1.70%
$0.15
Signature Preferred – Standard T&E
2.95%
$0.10
CPS Car Rental CNP Debit
1.70%
$0.15
Visa Signature Preferred Standard Cap
0.00%
$1.10
Credit – Pass Transport Credit
2.33%
Intl Signature Preferred
1.97%
Credit – Con Non PT Credit
1.76%
Visa Infinite Retail
2.10%
$0.10
Credit – Commercial Non PT
2.35%
Visa Infinite CNP
2.40%
$0.10
Credit – Con MOTO/eCom
2.05%
Visa Infinite B2B
2.10%
$0.10
Credit Voucher – Debit Card
0.00%
$0.00
Visa Infinite Fuel
1.15%
$0.25
Credit – Pass Transport Debit
2.07%
Visa Infinite Fuel Cap
0.00%
$1.10
Credit – Con Non PT Debit
1.31%
Visa Infinite Electronic
2.40%
$0.10
Business Retail
2.20%
$0.10
Visa Infinite Standard
2.95%
$0.10
US Corporate Card Present
2.50%
$0.10
Visa Infinite Standard Fuel CAP
0.00%
$1.10
US Purchasing Card Present
2.50%
$0.10
Signature Business card-Retail
2.40%
$0.10
Business card-Card Present Debit
1.70%
$0.10
Signature Business card-Level 2
2.05%
$0.10
Business CNP
2.25%
$0.10
Signature Business card Card Not Present
2.60%
$0.20
Corporate CNP
2.65%
$0.10
Signature Business card-Business to Business
2.40%
$0.10
Purchasing CNP
2.65%
$0.10
Signature Business card-Electronic-Other
2.85%
$0.20
Business card-Card Not Present Debit
2.45%
$0.10
Signature Business card-Electronic Travel
2.85%
$0.20
Business B2B
2.55%
$0.10
Signature Business card-Standard Other
2.95%
$0.20
Corporate B2B
2.10%
$0.10
Signature Business card-Standard Travel
2.95%
$0.20
Purchasing B2B
2.55%
$0.10
Business Enhanced card-Retail
2.30%
$0.10
Business Level II
2.05%
$0.10
Business Enhanced card- Business to Business
2.25%
$0.10
Corporate Level II
2.05%
$0.10
Business Enhancement card-Non-Travel Service Lvl 2
2.05%
$0.10
Purchasing Level II
2.05%
$0.10
Business Enhanced card- Card Not Present
2.45%
$0.15
Business Electronic – non T&E
2.40%
$0.10
Business Enhanced card-Electronic Other
2.75%
$0.15
Corporate Electronic – non T&E
2.95%
$0.10
Business Enhanced card- Electronic Travel
2.75%
$0.15
Purchasing Electronic – non T&E
2.95%
$0.10
Business Enhanced card-Standard Other
2.95%
$0.20
Business Electronic – T&E
2.40%
$0.10
Business Enhanced card-Standard Travel
2.95%
$0.20
Corporate Electronic – T&E
2.75%
$0.10
Purchasing card-Large Purchase Advantage 1
0.70%
$49.50
Purchasing Electronic – T&E
2.75%
$0.10
Purchasing card-Large Purchase Advantage 2
0.60%
$52.50
US Purchasing Standrd w/Data
2.95%
$0.10
Purchasing card-Large Purchase Advantage 3
0.50%
$55.50
US Corporate Card Standard with Data
2.95%
$0.10
Purchasing card-Large Purchase Advantage 4
0.40%
$58.50
Corporate Card Non-Travel Level III
1.85%
$0.10
Purchasing Large Ticket Prepaid
1.45%
$35.00
Purchasing Card Level III
1.85%
$0.10
GSA Large Ticket
1.20%
$39.00
2
VISA INTERCHANGE APRIL 2015
Purch Emerging Large Ticket
1.45%
$35.00
Premium Card
1.80%
Corporate Card –Travel Service
2.55%
$0.10
Super Premium Card
1.97%
Purchasing Card – Travel Service
2.55%
$0.10
Intl Signature
1.80%
Commercial Retail Prepaid
2.15%
$0.10
CPS/Debit Tax Payment 2
0.65%
$0.15
Commercial Card Not Present Prepaid
2.65%
$0.10
CPS/Debit Tax Payment 1 CAP
0.00%
$2.00
Commercial Standard Prepaid
2.95%
$0.10
CPS/Debit Tax Payment 2 CAP
0.00%
$2.00
GSA Government to Government
1.65%
$0.10
Debt Repayment Program
0.65%
$0.15
CPS/Debit Tax Payment 1
0.65%
$0.15
Intl Business
2.00%
Business card-Card Standard Debit
2.95%
$0.10
Intl Corporate
2.00%
Business Standard non T&E
2.95%
$0.20
Intl Purchasing
2.00%
Corporate Standard – non T&E
2.95%
$0.10
Intl Electronic
1.10%
Purchasing Standard – non T&E
2.95%
$0.10
Intl Standard
1.60%
CPS/Debt Repayment Cap
0.00%
$2.00
Infinite Card
1.97%
CPS/Debit Tax Payment 2 CAP
0.00%
$2.00
Intl Full Chip / Intl Issuer Chip
1.20%
Credit Voucher GSA Purchasing NPT 1
2.35%
$0.00
Intl Issuer Chip
1.20%
Credit Voucher GSA Purchasing NPT 2
2.15%
$0.00
Intl Ecommerce
1.44%
Credit Voucher GSA Purchasing NPT 3
2.00%
$0.00
Intl Secure Ecommerce
1.44%
Credit Voucher GSA Purchasing NPT 4
1.80%
$0.00
Intl Full Chip Electron
1.20%
Credit Voucher GSA Purchasing NPT 5
1.80%
$0.00
Intl Issuer Chip Electron
1.20%
Credit Voucher Non-GSA Purchasing NPT1
2.40%
$0.00
CPS Acct Fund Credit
2.14%
$0.10
Credit Voucher Non-GSA Purchasing NPT2
2.30%
$0.00
VS International Acquiring Fee
0.45%
Credit Voucher Non-GSA Purchasing NPT3
2.20%
$0.00
VS International Acquiring Fee-High Risk
0.90%
Credit Voucher Non-GSA Purchasing NPT4
2.00%
$0.00
ISA – Purchase
0.80%
Credit Voucher Non-GSA Purchasing NPT5
1.80%
$0.00
ISA – Cash
0.40%
Intl Electronic-Electon
1.10%
US IASF Multicurrency Cash
0.40%
Intl Standard – Electron
1.60%
US IASF Multicurrency Purchase
1.20%
Intl Ecommerce – Electron
1.44%
VS US Straight Pass Through Tier1
2.00%
$0.10
Intl Secure Ecommerce-Electron
1.44%
VS US Straight Pass Through Tier2
1.30%
$35.00
Recurring Payment
1.43%
$0.05
VS US Straight Pass Through Tier3
1.10%
$35.00
CPS Acct Fund Debit
1.75%
$0.20
VS US Straight Pass Through Tier4
0.95%
$35.00
CPS/Account Funding Prepaid
1.80%
$0.20
VS US Straight Pass Through Tier5
0.80%
$35.00
VS US Purchasing Card Fleet
2.50%
$0.10
Additional Visa Association Charges:
Visa Card Assessment Fee
Credit .0013 gross volume Debit .0012 gross volume
Fixed Acquirer Processing Fee
Location Fee: based on number of locations and Merchant Category Code
Var FANF fee
Volume Fees: determined by card not present/fast food restaurant $ volumes
Transaction Integrity Fee
$0.10
Visa Debit and Prepaid cards that do not meet CPS criteria
Variable Network Acquirer Processing Fee
Per authorization
Visa Acq Processing Fee Credit
$0.0195
Visa Acq Processing Fee Debit
$0.0155 3
MASTERCARD INTERCHANGE APRIL 2015
Merit 3 Credit
1.58%
$0.10
Payment Debit
0.19%
$0.53
Merit 3 Debit
1.05%
$0.15
Consumer P/T Debit
1.60%
$0.15
Small Ticket Debit
1.55%
$0.04
Prepaid Online Bill Pay
0.00%
$0.00
Enhanced Merit III Base
1.73%
$0.10
Convenience Purchases Credit
1.90%
World Merit 3 Base
1.77%
$0.10
Convenience Purchases Tier 1
1.35%
$0.00
World Elite Merit 3
2.20%
$0.10
Enhanced Convenience Purchases Tier 1
1.35%
$0.00
High Value Merit III Base 1
2.20%
$0.10
World Convenience Purchases Tier 1
1.45%
$0.00
U.S. Regulated POS Debit
0.05%
$0.21
World High Value Convenience Purchases Tier 1
1.60%
$0.00
U.S. Regulated POS Debit w/ Fraud Adj
0.05%
$0.22
World Elite Convenience Purchases Tier 1
1.60%
$0.00
Regulated POS Debit Small Ticket
0.05%
$0.21
Enhanced Convenience Purchases
1.90%
Regulated POS Debit Small Tkt w/Fraud Adj
0.05%
$0.22
World Convenience
2.00%
Restaurant Debit
1.19%
$0.10
World Elite Convenience
2.00%
$0.10
World Restaurant
1.73%
$0.10
High Value Convenience Purchases
2.00%
World Elite Restaurant
2.20%
$0.10
Cons Super Premium Electronic
1.98%
High Value Restaurant
2.20%
$0.10
Consumer P/T Credit
1.75%
$0.10
Key Entered Credit
1.89%
$0.10
Supermarket Credit
1.48%
$0.10
Key Entered Debit
1.60%
$0.15
Supermarket Debit
1.05%
$0.15
Key Entered prepaid
1.76%
$0.20
Supermarket Debit Cap
0.00%
$0.35
Enhanced Key Entered
2.04%
$0.10
Enhanced Supermarket Base
1.48%
$0.10
World Key-Entered
2.05%
$0.10
World Supermarket Base
1.58%
$0.10
World Elite Key Entered
2.50%
$0.10
World Elite Supermarket
1.90%
$0.10
High Value Key-Entered
2.50%
$0.10
High Value Supermarket Base
1.90%
$0.10
Merit 1 Credit
1.89%
$0.10
Business Supermarket
2.20%
$0.10
Merit 1 Debit
1.60%
$0.15
Business Enhanced Value Supermarket
2.16%
$0.10
Enhanced Merit I
2.04%
$0.10
Corporate Supermarket
2.50%
$0.10
High Value Merit 1
2.50%
$0.10
Purchasing Supermarket
2.50%
$0.10
Merit 1 Prepaid
1.76%
$0.20
Fleet Supermarket
2.50%
$0.10
World Merit 1
2.05%
$0.10
Comm Supermarket Business World
2.16%
$0.10
World Elite Merit 1
2.50%
$0.10
Comm Supermarket Business World Elite
2.21%
$0.10
Consumer Credit Core Value Standard
2.95%
$0.10
Business Level 1 Supermarket
2.00%
$0.10
Cons Super Premium Standard
1.98%
Business Level 3 Supermarket
2.21%
$0.10
Domestic Sales Debit
1.90%
$0.25
Business Level 4 Supermarket
2.31%
$0.10
Enhanced Standard
2.95%
$0.10
Warehouse Club Credit
1.48%
$0.10
World Standard
2.95%
$0.10
Warehouse Club Debit
1.05%
$0.15
World Elite Standard
3.25%
$0.10
Warehouse Club Debit Cap
0.00%
$0.35
High Value Standard
3.25%
$0.10
Enhanced Warehouse Base
1.48%
$0.10
Consumer Charities Credit
2.00%
$0.10
World Warehouse Club Base
1.58%
$0.10
Consumer Charities Credit – Override
0.00%
$0.00
World Elite Warehouse
1.90%
$0.10
Consumer Charities Debit
1.45%
$0.15
High Value Warehouse Base
1.90%
$0.10
Consumer Charities Debit – Overide
0.00%
$0.00
Warehouse Base – World Elite Bus
1.48%
$0.10
Consumer Reg Charities – Override
0.00%
$0.00
Warehouse Base -World Corporate
1.48%
$0.10
4
MASTERCARD INTERCHANGE APRIL 2015
Consumer Reg w/Fraud Charities – Override
0.00%
$0.00
Warehouse Base -World Elite Corp
1.48%
$0.10
Commercial Charities
2.00%
$0.10
Warehouse Base -World Business
1.48%
$0.10
Commercial Charities – Override
0.00%
$0.00
Business Level 3 Warehouse Base
1.48%
$0.10
Emerging Markets Debit
0.80%
$0.25
Business Level 4 Warehouse Base
1.48%
$0.10
Merit 1 – Insurance Credit
1.43%
$0.05
World Petroleum Base
2.00%
Merit 1 – Real Estate Debit
1.10%
Petroleum Base
1.90%
Merit 1 – Insurance Enhanced
1.43%
$0.05
World Elite Petroleum Base
2.00%
Merit 1 – Insurance World
1.43%
$0.05
World Elite T&E Large Ticket
2.00%
Merit 1 – Insurance World Elite
2.20%
$0.10
World Petroleum Base Cap
0.00%
$0.95
Merit 1 – Real Estate Credit
1.10%
Petroleum Base Cap
0.00%
$0.95
Merit 1 – Real Estate Enhanced
1.10%
World Elite Petroleum Base Cap
0.00%
$0.95
Merit 1 – Real Estate World
1.10%
Enhanced Petroleum Base Cap
0.00%
$0.95
Merit 1 – Real Estate World Elite
2.20%
$0.10
Petroleum-CAT/AFD Debit Cap
0.00%
$0.95
High Value Merit 1 Real Estate
2.20%
$0.10
Petroleum-Service Station Debit Cap
0.00%
$0.95
High Value Merit 1 Insurance
2.20%
$0.10
High Value Petro Cap
0.00%
$0.95
World T&E
2.30%
$0.10
High Value Petroleum Base
2.00%
World Elite T&E
2.75%
$0.10
Petroleum CAT/AFD Debit
0.70%
$0.17
High Value T&E
2.75%
$0.10
Petroleum Service Stations Debit
0.70%
$0.17
High Value T&E Large Ticket
2.00%
Intl Electronic
1.10%
Lodging and Auto Rental
1.58%
$0.10
Intl Standard
1.60%
Lodging and Auto Rental Debit
1.15%
$0.15
Intl Acquirer UCAF
1.44%
Enhanced Passenger Transport
1.90%
$0.10
Intl Full UCAF
1.54%
Enhanced Lodging and Auto Rental
1.80%
$0.10
Intl Corporate
2.00%
World Elite Airlines
2.30%
$0.10
Intl Purchase
2.00%
Public Sector Credit
1.55%
$0.10
Intl Payment
0.19%
$0.53
Enhanced Public Sector
1.55%
$0.10
Intl Corporate Payment
0.19%
$0.53
World Public Sector
1.55%
$0.10
Intl Purchase Large Ticket
0.90%
$30.00
World Elite Public Sector
1.55%
$0.10
Intl Data Rate II
1.70%
High Value Public Sector
1.55%
$0.10
IR Cons Super Premium Acquirer Chip
1.98%
Service Industries Credit
1.15%
$0.05
IR Cons Super Premium Issuer Chip
1.98%
Service Industries Debit
1.15%
$0.05
IR Consumer Premium Electronic
1.85%
Enhanced Service Industries
1.15%
$0.05
IR Consumer Premium Full UCAF
1.85%
World Service Industries
1.15%
$0.05
IR Consumer Premium Standard
1.85%
World Elite Service Industries
1.15%
$0.05
IR Consumer Premium Merchant UCAF
1.85%
High Value Service Industries
1.15%
$0.05
IR Commercial Premium Standard
2.00%
Utilities Credit
0.00%
$0.65
Inter-regional Regulated POS Debit
0.05%
$0.21
Utilities Debit
0.00%
$0.45
Inter-regional Regulated POS Debit with Fraud Adj
0.05%
$0.22
Enhanced Utilities
0.00%
$0.65
Interregional Regulated POS Debit Small Ticket Base
0.05%
$0.21
World Utilities
0.00%
$0.65
Interregional Regulated POS Debit Small Ticket Tier 1
0.05%
$0.22
World Elite Utilities
0.00%
$0.75
Electronic Consumer Intl
1.10%
High Value Utilities
0.00%
$0.75
Electronic Corporate Intl
1.85%
Utilities prepaid
0.00%
$0.65
Cons Super Premium Full UCAF
1.98%
Utility Business World Elite
0.00%
$1.50
Cons Super Premium Merchant UCAF
1.98%
5
MASTERCARD INTERCHANGE APRIL 2015
Utility Business
0.00%
$1.50
Merchant UCAF
1.68%
$0.10
Utility Business World
0.00%
$1.50
Merchant UCAF Debit
1.15%
$0.15
Business Level 1 Utilities
0.00%
$1.50
World Merchant UCAF
1.87%
$0.10
Business Level 3 Utilities
0.00%
$1.50
World Elite Merchant UCAF
2.30%
$0.10
Business Level 4 Utilities
0.00%
$1.50
Full UCAF
1.78%
$0.10
Enhanced Petroleum Base
1.90%
Full UCAF Debit
1.25%
$0.15
World Full UCAF
1.97%
$0.10
Comm Face to Face-World Elite Corp
2.50%
$0.10
World Elite Full UCAF
2.40%
$0.10
Comm Large Ticket 1-World Elite Corp
1.25%
$40.00
Enhanced Merchant UCAF
1.83%
$0.10
Comm Standard-World Elite Corporate
2.95%
$0.10
Enhanced Full UCAF
1.93%
$0.10
Comm Data Rate 3-World Elite Corp
1.80%
$0.10
High Value Merchant UCAF
2.30%
$0.10
Comm Data Rate 2-World Elite Corp
2.50%
$0.10
High Value Full UCAF
2.40%
$0.10
Comm Data Rate 1-World Elite Corp
2.65%
$0.10
Commercial Large Ticket 2
1.25%
$40.00
Comm T&E 2-World Elite Corporate
2.55%
$0.10
Commercial Large Ticket 3
1.25%
$40.00
Comm T&E 1-World Elite Corporate
2.70%
Commercial Payment-World Business
0.19%
$0.53
Comm T&E 3-World Elite Corporate
2.30%
$0.10
Comm Face to Face -World Business
2.16%
$0.10
Comm Large Ticket 2-World Elite Corp
1.20%
$40.00
Comm Large Ticket 1-World Business
1.36%
$40.00
Comm Large Ticket 3-World Elite Corp
1.15%
$40.00
Commercial Standard-World Business
3.11%
$0.10
Comm Data Rate 2 Petro – World Bus
2.16%
$0.10
Comm Data Rate 3-World Business
1.91%
$0.10
Commercial Data Rate 2 – MCB
2.20%
$0.10
Comm Data Rate 2-World Business
2.16%
$0.10
Commercial Data Rate 2 – MCO
2.50%
$0.10
Comm Data Rate 1-World Business
2.81%
$0.10
Commercial Data Rate 2 – MCF
2.50%
$0.10
Commercial T&E 2-World Business
2.51%
$0.10
Commercial Data Rate 2 – MCP
2.50%
$0.10
Commercial T&E 1-World Business
2.66%
Comm Face to Face Petro-World Bus
2.16%
$0.10
Commercial T&E 3-World Business
2.46%
$0.10
Commercial Face to Face – MCB
2.20%
$0.10
Comm Large Ticket 2-World Business
1.36%
$40.00
Commercial Face to Face – MCO
2.50%
$0.10
Comm Large Ticket 3-World Business
1.36%
$40.00
Commercial Face to Face – MCF
2.50%
$0.10
Comm Payment-World Elite Business
0.19%
$0.53
Commercial Face to Face – MCP
2.50%
$0.10
Comm Face to Face -World Elite Bus
2.21%
$0.10
Commercial T/E 1-MCO
2.50%
Comm Large Ticket 1-World Elite Bus
1.41%
$40.00
Commercial T/E 2-MCO
2.35%
$0.10
Comm Standard-World Elite Business
3.16%
$0.10
Commercial T/E 3-MCO
2.30%
$0.10
Comm Data Rate 3-World Elite Bus
1.96%
$0.10
Commercial T/E 1-MCP
2.70%
Comm Data Rate 2-World Elite Bus
2.21%
$0.10
Commercial T/E 2-MCP
2.55%
$0.10
Comm Data Rate 1-World Elite Bus
2.86%
$0.10
Commercial T/E 3-MCP
2.50%
$0.10
Comm T&E 2-World Elite Business
2.56%
$0.10
Commercial T/E 1-MCF
2.70%
Comm T&E 1-World Elite Business
2.71%
Commercial T/E 2-MCF
2.55%
$0.10
Comm T&E 3-World Elite Business
2.51%
$0.10
Commercial T/E 3-MCF
2.50%
$0.10
Comm Large Ticket 2-World Elite Bus
1.41%
$40.00
BE Value Data Rate I
2.81%
$0.10
Comm Large Ticket 3-World Elite Bus
1.41%
$40.00
BE Value Data Rate II
2.16%
$0.10
Comm Payment-World Corporate
0.19%
$0.53
BE Value Data Rate III
1.91%
$0.10
Comm Face to Face-World Corporate
2.50%
$0.10
BE Value Face to Face
2.16%
$0.10
Comm Large Ticket 1-World Corporate
1.25%
$40.00
BE Value Large Ticket I
1.36%
$40.00
6
MASTERCARD INTERCHANGE APRIL 2015
Comm Standard-World Corporate
2.95%
$0.10
Business Level 1 T&E Rate III
2.50%
$0.10
Comm Data Rate 3-World Corporate
1.80%
$0.10
US Corporate T&E 1
2.50%
Comm Data Rate 2-World Corporate
2.50%
$0.10
Commercial Standard
2.95%
$0.10
Comm Data Rate 1-World Corporate
2.65%
$0.10
Business Level 1 Face to Face
2.00%
$0.10
Comm T&E 2-World Corporate
2.55%
$0.10
Business Level 1 Large Ticket I
1.20%
$40.00
Comm T&E 1-World Corporate
2.70%
Business Level 1 Large Ticket II
1.20%
$40.00
Comm T&E 3-World Corporate
2.50%
$0.10
Business Level 1 Large Ticket III
1.20%
$40.00
Comm Large Ticket 2-World Corporate
1.35%
$40.00
Business Level 1 Standard
2.95%
$0.10
Comm Large Ticket 3-World Corporate
1.35%
$40.00
Business Level 1 T&E Rate I
2.70%
$0.00
Comm Payment-World Elite Corporate
0.19%
$0.53
Business Level 1 T&E Rate II
2.55%
$0.10
Commercial Data Rate 2 Petro
2.21%
$0.10
BE Value Large Ticket II
1.36%
$40.00
Commercial Face to Face Petro
2.21%
$0.10
BE Value Large Ticket III
1.36%
$40.00
Commercial Data Rate 3 CORP
1.80%
$0.10
BE Value Standard
3.11%
$0.10
Commercial Data Rate 3 PURC
1.80%
$0.10
BE Value T&E Rate I
2.66%
Commercial Large Ticket I CORP
1.25%
$40.00
BE Value T&E Rate II
2.51%
$0.10
Commercial Large Ticket I PURC
1.25%
$40.00
BE Value T&E Rate III
2.46%
$0.10
Commercial Large Ticket II CORP
1.20%
$60.00
BE Value Warehouse Base
1.48%
$0.10
Commercial Large Ticket II PURC
1.20%
$60.00
BE Value Utilities
0.00%
$1.50
Commercial Large Ticket III CORP
1.15%
$80.00
BE Value Data rate 2 Petro
2.17%
$0.10
Commercial Large Ticket III PURC
1.15%
$80.00
BE Value Face to Face Petro
2.17%
$0.10
Business Level 3 Data Rate I
2.86%
$0.10
Commercial Large Ticket 1
1.25%
$40.00
Business Level 3 Data Rate II
2.21%
$0.10
Commercial Data Rate 1
2.65%
$0.10
Business Level 3 Data Rate III
1.96%
$0.10
Commercial Data Rate 2 – Petro
2.05%
$0.10
Business Level 4 Data Rate I
2.96%
$0.10
US Corporate Data Rate 3
1.80%
$0.10
Business Level 4 Data Rate II
2.31%
$0.10
Commercial Face to Face – Petro
2.05%
$0.10
Business Level 4 Data Rate III
2.06%
$0.10
US Corporate T&E 2
2.35%
$0.10
Business Level 3 Face to Face
2.21%
$0.10
Payment
0.19%
$0.53
Business Level 4 Face to Face
2.31%
$0.10
Corporate Payment
0.19%
$0.53
Business Level 3 Large Ticket I
1.41%
$40.00
US Corporate T&E 3
2.30%
$0.10
Business Level 3 Large Ticket II
1.41%
$40.00
Consumer Debit Refund Group1
1.72%
Business Level 3 Large Ticket III
1.41%
$40.00
Consumer Debit Refund Group2
1.68%
Business Level 4 Large Ticket I
1.51%
$40.00
Consumer Debit Refund Group3
1.40%
Business Level 4 Large Ticket II
1.51%
$40.00
Consumer Credit Refund Group1
2.42%
Business Level 4 Large Ticket III
1.51%
$40.00
Consumer Credit Refund Group2
2.09%
Business Level 3 Standard
3.16%
$0.10
Consumer Credit Refund Group3
1.95%
Business Level 3 T&E Rate I
2.71%
$0.00
Consumer Credit Refund Group4
1.82%
Business Level 3 T&E Rate II
2.56%
$0.10
Consumer Credit Refund Group5
1.73%
Business Level 3 T&E Rate III
2.51%
$0.10
Corporate Credit Refund Group1
2.37%
Business Level 4 T&E Rate II
2.66%
$0.10
Corporate Credit Refund Group2
2.30%
Business Level 4 T&E Rate III
2.61%
$0.10
Corporate Credit Refund Group3
2.21%
Business Level 1 Data Rate I
2.65%
$0.10
Corporate Credit Refund Group4
2.16%
7
MASTERCARD INTERCHANGE APRIL 2015
Business Level 1 Data Rate II
2.00%
$0.10
MC Acquirer Program Support Fee
0.55%
Business Level 1 Data Rate III
1.75%
$0.10
Cross-border Assessment – Domestic
0.60%
Commercial Payments Account Tier 1
1.20%
$0.00
MC Merit 1 Consumer Loan MCC DB
0.80%
$0.25
Commercial Payments Account Tier 2
1.00%
$0.00
MC Merit 1 Consumer Loan MCC DB MX
0.00%
$2.95
Commercial Payments Account Tier 3
0.90%
$0.00
MC Large Ticket 1 Hotel BUS LVL1
2.30%
$0.10
Commercial Payments Account Tier 4
0.80%
$0.00
MC Large Ticket 1 Hotel Commercial
2.30%
$0.10
Commercial Payments Account Tier 5
0.70%
$0.00
MC Large Ticket 2 Hotel BUS LVL1
2.30%
$0.10
MC Large Ticket II Fleet
1.20%
$60.00
MC Large Ticket 2 Hotel Commercial
2.30%
$0.10
MC Large Ticket III Fleet
1.15%
$80.00
MC Large Ticket 3 Hotel BUS LVL 1
2.30%
$0.10
MC T&E RT 3 Airline LG MKT
2.43%
$0.10
MC Large Ticket 3 Commercial
2.30%
$0.10
Cross-Border Assessment –Foreing
1.00%
MC Emerging Markets Edu & Govt Debt
0.65%
$0.15
Intrachange
1.50%
MC Emerging Markets Edu & Govt Debit CAP
$2.00
Additional MasterCard Association Charges
Acq Brand Vol Fee assessment-
.0012 gross volume trans under $1,000
.0013 gross volume trans over $1,000
Network Access/Brand Usage
$.0195
8
DISCOVER INTERCHANGE APRIL 2015
Retail
1.56%
$0.10
Restaurants-Premium
2.20%
$0.10
PSL – Retail (Reg)
0.05%
$0.21
Restaurants(Premium Plus)
2.30%
$0.10
PSL – Retail (Reg w/Fraud)
0.05%
$0.22
PSL – Restaurants (Prepaid)
1.10%
$0.16
Retail-Debit
1.10%
$0.16
PSL – Restaurant (Prepaid Reg)
0.05%
$0.21
Retail-Rewards
1.71%
$0.10
PSL – Restaurant (Prepaid Reg w/Fraud)
0.05%
$0.22
Retail-Premium
1.71%
$0.10
Key Entry-Core
1.87%
$0.10
Retail(Premium Plus)
2.10%
$0.10
Key Entry-Debit
1.75%
$0.20
PSL – Retail (Prepaid)
1.10%
$0.16
Key Entry (Reg)
0.05%
$0.21
PSL – Retail (Prepaid Reg)
0.05%
$0.21
Key Entry-Rewards
1.97%
$0.10
PSL – Retail (Prepaid Reg w/Fraud)
0.05%
$0.22
Key Entry-Premium
2.00%
$0.10
Restaurant-Core
1.56%
$0.10
Key Entry(Premium Plus
2.15%
$0.10
Restaurants-Debit
1.10%
$0.16
Key Entry (Prepaid)
1.75%
$0.20
PSL – Restaurant (Reg)
0.05%
$0.21
Key Entry (Prepaid Reg)
0.05%
$0.21
PSL – Restaurant (Reg w/Fraud)
0.05%
$0.22
Key Entry (Prepaid Reg w/Fraud)
0.05%
$0.22
Restaurants-Rewards
1.90%
$0.10
Card Not Present/Ecom-Core
1.87%
$0.10
Card Not Present/Ecom-Debit
1.75%
$0.20
Hotels/Cars Rentals(Premium Plus)
2.30%
$0.10
PSL – CNP/Ecomm (Reg)
0.05%
$0.21
PSL – Hotels/Car Rentals (Prepaid)
1.35%
$0.16
PSL – CNP/Ecomm (Reg w/Fraud)
0.05%
$0.22
PSL – Hotels/Car Rentals (Prepaid Reg)
0.05%
$0.21
PSL – CNP/Ecomm (Prepaid Reg)
0.05%
$0.21
PSL – Hotels/Car Rentals (Prepaid Reg w/Fraud)
0.05%
$0.22
PSL – CNP/Ecomm (Prepaid Reg w/Fraud)
0.05%
$0.22
Mid Submission Level-Core
2.40%
$0.10
Card Not Present/Ecom-Rewards
1.97%
$0.10
Mid Submission Level-Debit
1.80%
$0.20
Card Not Present/Ecom-Premium
2.00%
$0.10
Mid Submission Level (Reg)
0.05%
$0.21
PSL – Card Not Present/E-Commerce (Prepaid)
1.75%
$0.20
Mid Submission Level (Reg w/Fraud)
0.05%
$0.22
Card Not Present/E Commerce(Premium Plus)
2.35%
$0.10
Mid Submission Level-Rewards
2.40%
$0.10
Recurring Payments – Core
1.20%
$0.05
Mid Submission Level-Premium
2.40%
$0.10
Recurring Payments-Debit
1.20%
$0.05
Mid Submission Level(Premium Plus)
2.40%
$0.10
PSL – Recurring Pymts (Reg)
0.05%
$0.21
Mis Submission Level (Prepaid)
1.80%
$0.20
PSL – Recurring Pymts (Reg w/Fraud))
0.05%
$0.22
Mid Submission Level (Prepaid Reg)
0.05%
$0.21
Recurring Payments-Premium
1.20%
$0.05
Mid Submission Level (Prepaid Reg w/Fraud)
0.05%
$0.22
Recurring Payments-Rewards
1.20%
$0.05
Base Submission Level-Core
2.95%
$0.10
PSL – Recurring Payments (Prepaid)
1.20%
$0.05
Base Submission Level-Debit
1.89%
$0.25
PSL – Recurring Pymts (Prepaid Reg)
0.05%
$0.21
Base Submission Level (Reg)
0.05%
$0.21
PSL – Recurring Pymts (Prepaid Reg w/Fraud))
0.05%
$0.22
Base Submission Level (Reg w/Fraud)
0.05%
$0.22
Recurring Payments(Premium Plus)
1.80%
$0.05
Base Submission Level-Rewards
2.95%
$0.10
Emerging Markets-Core
1.45%
$0.05
Base Submission Level-Premium
2.95%
$0.10
Emerging Markets-Debit
0.90%
$0.20
Base Submission Level(Premium Plus)
2.95%
$0.10
PSL – Emerging Markets (Reg)
0.05%
$0.21
Base Submission Level (Prepaid)
1.89%
$0.25
PSL – Emerging Markets (Reg w/Fraud)
0.05%
$.022
Base Submission Level (Prepaid Reg)
0.05%
$0.21
Emerging Markets-Rewards
1.45%
$0.05
Base Submission Level (Prepaid Reg w/Fraud)
0.05%
$0.22
Emerging Markets-Premium
1.45%
$0.05
Supermarkets/Warehouse-Core
1.40%
$0.05
Emerging Markets(Premium Plus)
2.30%
$0.10
Supermarkets/Warehouse-Debit
1.10%
$0.16
9
DISCOVER INTERCHANGE APRIL 2015
PSL – Emerging Markets (Prepaid)
0.90%
$0.20
Supermarket/Warehouse Clubs Debit Cap
0.00%
$0.36
PSL – Emerging Markets (Prepaid Reg)
0.05%
$0.21
PSL – Smkt/Whse (Reg)
0.05%
$0.21
PSL – Emerging Markets (Prepaid Reg w/Fraud)
0.05%
$0.22
PSL – Smkt/Whse (Reg w/Fraud)
0.05%
$0.22
Express Services-Core
1.95%
Supermarket/Warehouse (Reg) Cap
0.00%
$0.36
Express Services-Debit
1.80%
Supermarkets/Warehouse-Rewards
1.65%
$0.05
PSL – Express Services (Reg)
0.05%
$0.21
Supermarkets/Warehouse-Premium
1.65%
$0.05
PSL – Express Services (Reg w/Fraud)
0.05%
$0.22
PSL – Supermarkets/Warehouse Clubs (Prepaid)
1.10%
$0.16
Express Services-Rewards
1.95%
PSL – Smkt/Whse (Prepaid Reg)
0.05%
$0.21
Express Services-Premium
1.95%
PSL – Smkt/Whse (Prepaid Reg w/Fraud)
0.05%
$0.22
Express Services(Premium Plus)
2.05%
Supermarkets/warehouse Clubs(Premium Plus)
1.90%
$0.10
PSL – Express Services (Prepaid)
1.80%
$0.00
Utilities-Core
0.00%
$0.75
PSL – Express Services (Prepaid Reg)
0.05%
$0.21
Utilities-Debit
0.00%
$0.75
PSL – Express Services (Prepaid Reg w/Fraud)
0.05%
$0.22
PSL – Utilities (Reg)
0.05%
$0.21
Hotels/Car Rentals-Core
1.58%
$0.10
PSL – Utilities (Reg w/Fraud)
0.05%
$0.22
Hotels/Car Rentals-Debit
1.35%
$0.16
Utilities-Rewards
0.00%
$0.75
PSL – Hotels/Car Rentals (Reg)
0.05%
$0.21
Utilities-Premium
0.00%
$0.75
PSL – Hotels/Car Rentals (Reg w/Fraud)
0.05%
$0.22
Utilities(Premium Plus)
0.00%
$0.75
Hotels/Car Rentals-Rewards
1.90%
$0.10
PSL – Utilities (Prepaid)
0.00%
$0.75
Hotels/Car Rentals-Premium
2.30%
$0.10
PSL – Utilities (Prepaid Reg)
0.05%
$0.21
PSL – Utilities (Prepaid Reg w/Fraud)
0.05%
$0.22
Insurance Premium
1.43%
$0.05
Passenger Transport-Core
1.75%
$0.10
Insurance(Premium Plus)
2.30%
$0.05
Passenger Transport-Debit
1.59%
$0.16
PSL – Insurance (Prepaid)
0.80%
$0.25
PSL – Passenger Transport (Reg)
0.05%
$0.21
PSL – Insurance (Prepaid Reg)
0.05%
$0.21
PSL – Passenger Transport (Reg w/Fraud)
0.05%
$0.22
PSL – Insurance (Prepaid Reg w/Fraud)
0.05%
$0.22
Passenger Transport-Rewards
1.90%
$0.10
Non-Exempt with Fraud Prevention Adjustment
0.05%
$0.22
Passenger Transport-Premium
2.30%
$0.10
Non-Exempt
0.05%
$0.21
Passenger Transport(Premium Plus)
2.30%
$0.10
Commercial Electronic
2.30%
$0.10
PSL – Passenger Transport (Prepaid)
1.59%
$0.16
Commercial Electronic (Debit)
2.30%
$0.10
PSL – Passenger Transport (Prepaid Reg)
0.05%
$0.21
US Commercial Electronic (Prepaid)
2.30%
$0.10
PSL – Passenger Transport (Prepaid Reg w/Fraud)
0.05%
$0.22
Commercial Electronic (Prepaid Reg)
0.05%
$0.21
Petroleum-Core
1.55%
$0.05
Commercial Electronic (Prepaid Reg w/Fraud)
0.05%
$0.22
Petroleum-Debit
0.76%
$0.16
Commercial Base
2.95%
$0.10
PSL – Petroleum (Reg)
0.05%
$0.21
Commercial Base Submission (Debit)
2.95%
$0.10
PSL – Petroleum (Reg w/Fraud)
0.05%
$0.22
US Commercial Base Submission Level (Prepaid)
2.95%
$0.10
Petroleum-Rewards
1.73%
$0.05
Commercial Base Submission (Prepaid Reg)
0.05%
$0.21
Petroleum-Premium
1.73%
$0.05
Commercial Base Submission (Prepaid Reg w/Fraud)
0.05%
$0.22
Petroleum(Premium Plus)
1.73%
$0.05
Commercial Utilties
0.00%
$1.50
PSL – Petroleum (Prepaid)
0.76%
$0.16
Commercial Utilities (Debit)
0.00%
$1.50
10
DISCOVER INTERCHANGE APRIL 2015
PSL – Petroleum (Prepaid Reg)
0.05%
$0.21
Commercial Utilities (Reg)
0.05%
$0.21
PSL – Petroleum (Prepaid Reg w/Fraud)
0.05%
$0.22
Commercial Utilities (Reg w/Fraud)
0.05%
$0.22
Public Services-Core
1.55%
$0.10
US Commercial Utilities (Prepaid)
0.00%
$1.50
Public Services-Debit
0.90%
$0.20
Commercial Utilities (Prepaid Reg)
0.05%
$0.21
PSL – Public Services (Reg)
0.05%
$0.21
Commercial Utilities (Prepaid Reg w/Fraud)
0.05%
$0.22
PSL – Public Services (Reg w/Fraud)
0.05%
$0.22
Commercial Large Ticket
0.90%
$20.00
Public Services-Rewards
1.55%
$0.10
Commercial Large Ticket (Debit)
0.90%
$20.00
Public Services-Premium
1.55%
$0.10
Commercial Large Ticket (Reg)
0.05%
$0.21
Public Services(Premium Plus)
1.55%
$0.10
Commercial Large Ticket (Reg w/Fraud)
0.05%
$0.22
PSL – Public Services (Prepaid)
0.90%
$0.20
US Commercial Large Ticket (Prepaid)
0.90%
$20.00
PSL – Public Services (Prepaid Reg)
0.05%
$0.21
Commercial Large Ticket (Prepaid Reg)
0.05%
$0.21
PSL – Public Services (Prepaid Reg w/Fraud)
0.05%
$0.22
Commercial Large Ticket (Prepaid Reg w/Fraud)
0.05%
$0.22
Real Estate Core
1.10%
Voucher Program 1-Core
2.07%
Real Estate Debit
1.10%
Consumer Adjustment Voucher Program 1
2.07%
PSL – Real Estate (Reg)
0.05%
$0.21
Voucher Program 1-Rewards
2.07%
PSL – Real Estate (Reg w/Fraud)
0.05%
$0.22
Voucher Program 1-Debit
1.80%
Real Estate Premium
1.10%
Voucher Program 1-Premium
2.07%
Real Estate(Premium Plus)
2.30%
$0.10
Consumer Adj Voucher Program 1 (Reg)
0.00%
PSL – Real Estate (Prepaid)
1.10%
$0.00
Consumer Adj Voucher Program 1 (Prepaid Reg)
0.00%
PSL – Real Estate (Prepaid Reg)
0.05%
$0.21
Voucher Program 2-Core
2.02%
PSL – Real Estate (Prepaid Reg w/Fraud)
0.05%
$0.22
US Consumer Adj Voucher Program 1 (Prepaid)
1.80%
Insurance Core
1.43%
$0.05
Consumer Adjustment Voucher Program 2
2.02%
Insurance Debit
0.80%
$0.25
Voucher Program 2-Rewards
2.02%
PSL – Insurance (Reg)
0.05%
$0.21
Voucher Program 2-Debit
1.69%
PSL – Insurance (Reg w/Fraud)
0.05%
$0.22
Voucher Program 2-Premium
2.02%
Insurance Rewards
1.43%
$0.05
Consumer Adjustment Voucher Program 2 (Reg)
0.00%
Consumer Adj Voucher Program 2 (Prepaid Reg)
0.00%
$0.00
Voucher Program – International
0.00%
US Consumer Adj Voucher Program 2 (Prepaid)
1.69%
$0.00
Commercial Voucher 1
2.25%
Voucher Program 3-Core
1.75%
Commercial Adj Voucher Program 1 (Debit)
2.25%
$0.00
Voucher Program 3-Rewards
1.75%
Commercial Adj Voucher Program 1 (Reg)
0.00%
$0.00
Voucher Program 3-Debit
1.35%
US Commercial Adj Voucher Program 1 (Prepaid)
2.25%
$0.00
Voucher Program 3-Premium
1.75%
Comm Adj Voucher Program 1 (Prepaid Reg)
0.00%
$0.00
Consumer Adjustment Voucher Program 3
1.75%
International Electronic
1.36%
Consumer Adj Voucher Program 3 (Reg)
0.00%
$0.00
International Base Submission Level
1.70%
$0.10
Consumer Adj Voucher Program 3 (Prepaid Reg)
0.00%
$0.00
International Processing Fee
0.40%
US Consumer AdjVoucher Program 3 (Prepaid)
1.35%
$0.00
International Service Fee
0.55%
US Intnl Adjustment Voucher Program (Prepaid)
0.00%
$0.00
Intrachange
1.50%
Additional Discover Association Charges
Card Assessment Fee – .0011 gross sales
DS Data Usage Charge
0.00%
$.0185